Disclaimers and Legal Notices

As of December 2010

WEXLER INSURANCE AGENCY, INC.; WASSERMAN & WEXLER, LLC d/b/a IJB; WEXLER, WASSERMAN & ASSOCIATES INSURANCE AGENCY, LLC

WEB SITE DISCLAIMER:

The purpose of our website is to provide information about Wexler Insurance Agency, Inc. and its affiliated companies. , an overview of insurance information, the products and services we provide, and additional information that you may find beneficial. This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.

Furthermore, information submitted via our website will be held confidential and will be used for insurance purposes only. Completion and/or submission of the applications or request for additional information does not constitute the purchase of insurance, nor does it represent any agreement to provide coverage under any insurance policy. No coverage will be bound, added, altered or changed as a result of submitting a request for information or quotation of insurance. Only coverage that has been confirmed bound by Wexler Insurance Agency, Inc. or any of its affiliated companies will be considered bound. Coverage is also subject to an acceptable signed application and receipt of the proper payment, if applicable, while meeting the underwriting guidelines of the Insurance Company providing coverage.

 

AUTHORIZATION OF USE & LEGAL NOTICE OF COPYRIGHT

Wexler Insurance Agency, Inc. and its affiliated companies hereby authorizes any person to access this Website for informational purposes only. Wexler Insurance Agency, Inc. and its affiliated companies reserves the right to terminate access to this Website at any time without notice. This web site is not intended to infringe on the copyright of any individual or entity. The data, information and material included in this Web site are copyrighted by Wexler Insurance Agency, Inc. and its affiliated companies. All rights are reserved under the copyright laws of the United States of America. No part of this Website can be redistributed, copied or reproduced without the prior written consent of Wexler Insurance Agency, Inc. or its affiliated companies.

 

NO WARRANTIES:

The user of this Web site assumes all responsibility and risk for the use of this Web site and the Internet generally. Wexler Insurance Agency, Inc. and its affiliated companies, employees, agents, directors, officers and owners disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Web site or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or non-infringement. Wexler Insurance Agency, Inc. and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Web site without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Web site. No advice or information given by Wexler Insurance Agency, Inc. or its affiliated companies shall create any warranty. Neither Wexler Insurance Agency, Inc. nor its affiliated companies warrants that the data, information and material included in the Web site or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this Web site is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverage is subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us for additional information.

 

DISCLAIMER OF LIABILITY:

In no event shall Wexler Insurance Agency, Inc. or its affiliated companies, employees, agents, directors, officers or owners be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Web site or on the Internet generally or on any other basis.

 

DISCLAIMER FOR THIRD PARTY LINKS:

This Web site may contain links to third-party Web sites that are not controlled by Wexler Insurance Agency, Inc. or its affiliated companies. These third-party links are made available to you as a convenience and you agree to use these links at your own risk.

Please be aware that Wexler Insurance Agency, Inc. and its affiliated companies are not responsible for the content of third-party Web sites linked to Wexler Insurance Agency, Inc. or its affiliated companies nor are we responsible for the privacy policy or practices of third-party Web sites linked to Wexler Insurance Agency, Inc. or its affiliated companies. Our Privacy Policy only applies to information we collect from you while you are actively in a connection with Wexler Insurance Agency, Inc. or its affiliated companies. If you should link to a third-party Web site from Wexler Insurance Agency, Inc. or its affiliated companies we strongly encourage you to review and become familiar with that Web site's privacy policy.

ELECTRONIC COMMUNICATIONS:

Wexler Insurance Agency, Inc. and its affiliated companies will not be deemed to have accepted any electronic communication unless Wexler Insurance Agency, Inc. or its affiliated companies provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If Wexler Insurance Agency, Inc. or its affiliated companies sends any electronic communication, Wexler Insurance Agency, Inc. and its affiliated companies will assume the communication was received intact by the intended recipient. The recipient of such message must notify Wexler Insurance Agency, Inc. or its affiliated companies if the transmission was not received or was not received in a readable format.

 

SECURITY:

Despite the security measures taken by Wexler Insurance Agency, Inc. and its affiliated companies there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and Wexler Insurance Agency, Inc. and its affiliated companies disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail the information to Wexler Insurance Agency, Inc. or its affiliated companies.

 

GOVERNING LAW & VENUE:  

Your access and use of this Web site and the contents hereof shall be governed by and interpreted in accordance with the Laws of The United States of America. Any dispute, claim or controversy arising from or related to the access or use of this Web site shall be brought in Miami-Dade County, Florida.

 

SEVERABILITY:

Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

 

If you have any questions about this information, please contact us at 305-445-5050 during normal business hours.